A compendium of Recomendo




Best travel credit card

My first choice for getting money when traveling overseas is to use a credit card with no foreign exchange transaction fees. Credit cards give me the best exchange rates, and it reduces how much cash I carry. (If a card is not accepted, my second choice is local cash issued from an ATM, using a debit card without transaction costs. I don’t bother with Travelers Checks; they are unusable these days. And traditional money exchanges have unfavorable rates.) For a credit card without foreign transaction fees, I use a Chase Sapphire Reserve which has lots of other perks, but a high annual fee. Another good option is the Capital One Venture for $60 per year, but less perks. For the current lowdown on the best travel cards and their perks see ThePointsGuy, a free blog full of travel advice. — KK

Shop with Bitcoin on Amazon

I have a small amount of money in the form of bitcoin. I discovered Purse, which lets me buy things on Amazon using bitcoin at a 15% discount. So far I’ve purchased two items over $100 each, and it has worked without a hitch. — MF

Best credit card for Amazon

I’m a very happy Amazon Prime customer. The free shipping and other benefits make the $99 annual fee well worth it. I also have the Amazon Prime Rewards Visa Signature Card, which I use to make all my purchases on Amazon, because you get 5% on every purchase you make on the site. Amazon is offering a $70 Gift Card instantly upon credit card approval when you apply for a card. — MF

Grocery shopping tips

Living in SF and lack of parking makes me avoid grocery shopping. I buy in bulk and use grocery delivery services when I can, but there are minimum purchases for free delivery and sometimes the prices are marked up. Greatist has researched-backed tips for more efficient in-store shopping. Planning the week’s dinners and committing to a list has helped me minimize unnecessary trips. Listening to music and avoiding all other aisles are helpful. — CD

Money management

I’m liking the new Mint much more than before. Now that it’s merged with Mint Bills, I can manage both bills and accounts in one place, and it was a lot easier to connect to all my accounts than before. Also, being able to view all my transactions in one place and categorize them permanently makes budgeting painless. — CD

Interested in Bitcoin? You need a hardware wallet

I wrote a story for Wired about forgetting my password on a small USB device that stored my bitcoin keys and how I hired a hacker to help me unlock it. Despite my experience, I’m still using the same hardware wallet (the manufacturer updated the firmware to address the exploit) because it’s still the best way to keep hackers away from your cryptocurrency. It’s called a Trezor and it costs about $85. If you have more the $1000 in bitcoin, ether, bitcoin cash, or other cryptocurrency, I recommend getting one. — MF

ProductivityClaudia Dawson